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1. Driving less lets you save more Driving less than 7,500 in the course of the year makes you eligible for a low-mileage discount with your insurance carrier. You can save even more money with discounts if using public transportation on a regular basis during the weekdays. 2. Use your auto only for personal purposes Most insurance carriers will increase your premium or add additional coverage (and price, respectively)...

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If you look back over the last ten years, this has been a real boom and bust period of time. For the first years, banks and finance companies let us borrow more money than we needed. Fortunately, there was a property bubble forming so buying a new more expensive home was a big winner. The housing equity grew real fast and provided ever more security for more loans. Changing homes after four or five years let...